Linked benefit life insurance products offer these advantages:
Long-term care benefits
If your client needs care, their policy provides income tax-free reimbursements for qualified long-term care expenses.1
If your client never needs care, or if they use only a portion of their LTC benefits, their beneficiaries receive an income tax-free legacy.2
Return of premium options
A return of premium option is available if your clients change their minds.
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We are licensed in the following states. If you are a legal resident of one of these states, please proceed. We are sorry if we are unable to offer you our services at this time.
Securities: California, Florida, Indiana, New Mexico, New York, Ohio, Oklahoma, Texas, Wisconsin
Registered associates of RDK Advisors are registered representatives of Lincoln Financial Securities Corporation. Investments and advisory services offered through Lincoln Financial Securities Corp., Member SIPC. Advisory services offered to residents of Texas. Lincoln Financial Securities and RDK Advisors are not affiliated. Lincoln Financial Securities and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professional regarding their specific circumstances.
See Lincoln Financial Advisors (LFA’s) Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services LFA offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFA’s Forms ADV, Part 2A, which describe LFA’s investment advisory services, Regulation Best Interest Disclosure Document, which describes LFA’s broker-dealer services, and other client disclosure documents can be found here.
*Associated persons of Lincoln Financial Advisors Corp. who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm.